In this session, we opened the floor to discuss the latest issues shaping the credit union industry. With the recent shutdown of the Consumer Financial Protection Bureau (CFPB), alongside discussions on the proposed 10% cap on credit card interest rates and renewed debates over credit unions' tax-exempt status, there is no better time to connect, share insights, and strategize for the future.

In this session, we continued the conversation from December around the evolving regulatory environment and its impact on financial institutions, focusing on what to expect with the incoming administration, including the ongoing debates around H1B visa policies and their implications for innovation and growth.

In this session, we continued the conversation from December around the evolving regulatory environment and its impact on financial institutions, focusing on what to expect with the incoming administration, including the ongoing debates around H1B visa policies and their implications for innovation and growth.

In this session, we covered the biggest stories of the year, highlighting their impact on the credit union industry and what they could mean for the future. From emerging trends to major industry shifts, we took a closer look at the developments that have shaped 2024.

In this session, we conducted an analysis of the impact of fraud on credit unions. With fraud rates on the rise, proactive measures are essential for effective defense. We examined the most prevalent types of fraud currently affecting credit unions, identified emerging trends and risks that may surface in the near future, and discussed prevention strategies to safeguard both your organization and your members against fraud.

n this session, we conducted an analysis of the impact of fraud on credit unions. With fraud rates on the rise, proactive measures are essential for effective defense. We examined the most prevalent types of fraud currently affecting credit unions, identified emerging trends and risks that may surface in the near future, and discussed prevention strategies to safeguard both your organization and your members against fraud.

In this session, we discussed the potential nationwide implications of Illinois' new Interchange Fee Prohibition Act, which is set to take effect in July 2025. As the first legislation of its kind, this act aims to limit how financial institutions can apply interchange fees on card transactions. We explored what this could mean for the broader financial landscape and what credit unions need to know to stay ahead of the curve.

In this session, we discussed the transformative power of embedded finance for credit unions. As competition grows and economic challenges persist, this innovative approach allows credit unions to integrate financial services into everyday shopping and e-commerce experiences, effectively reaching new audiences. We explored how leveraging embedded finance can enhance brand visibility and improve the financial well-being of communities, helping credit unions thrive in a competitive landscape

In this session, we discussed the transformative power of embedded finance for credit unions. As competition grows and economic challenges persist, this innovative approach allows credit unions to integrate financial services into everyday shopping and e-commerce experiences, effectively reaching new audiences. We explored how leveraging embedded finance can enhance brand visibility and improve the financial well-being of communities, helping credit unions thrive in a competitive landscape